320-253-6607

Everything You Need In A Bank and More!

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PERSONAL BANKING FROM THE NATION’S LOCAL BANK!

Stearns Bank makes getting a home loan or refinancing simple! Simply call Amber or Jeremy or Apply online.

HOME LOANS & REFINANCING
Our in-house team is fast, accurate and dependable - providing quick turnaround and competitive rates and fees. Click here to review the variety of options:

  • Fixed Rate - available for purchase or refinance
  • Conventional - loans approved locally
  • New Construction - one-time close option
  • FHA/VA Financing - for purchase or refinance
  • ARM - Adjustable Rate Mortgages
  • Rural Development - 100% financing available
  • First Time Home Buyer Programs

HOME EQUITY LOANS OR LINES OF CREDIT

Our Home Equity Loan/Line provides you with the cash you need for vacations, college tuition, home improvements, consolidation loans…even weddings. We have fixed monthly payments, fixed rates, no prepayment penalty and you could experience tax savings. You’ll also receive an ATM card for easy access! Get 100% financing with one of Stearns Bank’s Home Improvement Loans.

Get Started

Some restrictions apply. The information above is subject to change without notice. All loans subject to credit approval, acceptable collateral and available equity.

Experience Matters!

Our employee owners work with a sense of urgency. We would love to hear about how we could help you with your banking and finance needs!


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