Who We Are...
Stearns Bank N.A. is a division of Stearns Financial Services, Inc., an independently owned bank holding company in Minnesota with more than $1.5 billion in assets, 300 employees, four affiliate banks, a nationwide Equipment Leasing Division, and an Accounts Receivable Finance Division. We've developed nationwide specialty lending that sets us apart from other banks and finance companies. Stearns Bank has consistently ranked among the top performing banks in the nation.
Our commitment to excellence and sense of urgency remains a driving force in our organization. That remains true, as our employees own 33% of Stearns Bank through an Employee Stock Ownership Plan. Each employee-owner strives for excellence in personal service.
Why Stearns Is Different...
Stearns Bank's staff is accessible, flexible and our expertise is at your fingertips. We provide one-on-one service. We get the job done!
- Nationwide Lending Capabilities
- Look at Each Customer Individually
- Simple Application Process
- Quick Turnaround: Two-Week Approvals
- Your Franchise Finance Partners (experts in your system)
- Intense About Personal Customer Service
Programs Offered By Stearns Bank
- SBA 7a
- Equipment Financing
- Long-Term Financing - SBA 504
- Construction
- USDA B&I
Customized Support and Expertise...
Stearns Bank provides support and expertise for your growth plans. We are with you all the way from start to finish.
Arizona Pizza Loan Applications
We provide a complete, customized loan application packet for start ups or existing franchise owners.
Arizona Pizza Online Lease Application
We provide equipment finance for any upgrades, titled vehicles for existing store owners. The one page application is simple and response is often one hour or less.
Direct Communication
We communicate personally and directly with franchisees to answer any lending questions.