WE HELP YOU SELL EQUIPMENT!
Providing your customers with a good finance program is one of the best sales tools a dealer can have. We designate a finance team with an extensive back-up system internally so that somebody is always available to give quotes, take an application over the phone, or close a transaction. When a customer is ready to buy, we are there to help make the sale.
“0” Down, First Payment in 90 days
Interest Buy Down Program
Offer a low rate to your customers. Manufacturer or dealer participation is necessary to offer attractive rates. Example: 0.0% for 12 Months; 2.9% for 24 Months; 4.9% for 36 Months
Seasonal & Delayed Program
Skip payments allow for seasonal payment plans. Delayed payments allow customers to get through slow times while generating income before payments are due. Example: No Payments During the Winter Months; 10% Down, No Payments for 6 Months
Dealer Incentives Program
We can provide dealer incentives to increase your fee income.
Debt Consolidation Program
Allows a customer to combine multiple contracts into one easy payment, saving hundreds or thousands of dollars monthly.
WE BECOME YOUR MARKETING ARM
We develop marketing programs that help you sell more equipment. We work with you to provide private label programs, conference specials and online promotions. We even attend trade shows or conferences with you to get applications approved on site.
“Stearns Bank is the only finance company I know of who can review one of our credit applications late on a Friday afternoon and have paperwork out to the customer before the day ends.” - Mike Ruddy Finance & Insurance Manager for McCann Industries
We’re flexible. We mean business. Contact us to start designing your program today!
