Preferred NOW Checking**

Balance Interest Rate APY*
Minimum balance: varies by location 0.50% 0.51%

Passbook Savings**

Balance Interest Rate APY*
Minimum balance: $50 to avoid service charge
No minimum if younger than 18 or more than 62
0.50% 0.50%

Stearns Select Money Market**

Balance Interest Rate APY*
Less than $25,000 0.50% 0.50%
$25,000 - $89,999 0.70% 0.70%
$90,000 and over 1.04% 1.05%

Certificates of Deposit
$2500 minimum balance¹ (Minnesota residents only)

Term Interest Rate APY*
3 month 2.00% 2.02%
5 month 2.00% 2.01%
6 month 2.00% 2.01%
7 month 2.00% 2.01%
8 month 2.00% 2.01%
9 month 2.00% 2.01%
10 month 2.00% 2.00%
11 month 2.00% 2.00%
12 month 2.00% 2.00%

Jumbo Certificates of Deposit
$90,000 minimum balance¹ (Nationwide)

Term Interest Rate APY*
30 days 0.55% 0.55%
60 days 0.60% 0.60%
90 days 0.70% 0.70%
180 days 0.75% 0.75%
1 year 1.00% 1.00%
18 months 1.75% 1.75%
2 year 2.00% 2.00%
3 year 2.50% 2.50%

Home Loan Rates

View current rates at link above.

 

*Annual Percentage Yields and Interest Rates are current as of June 30, 2009. These rates may change at any time without prior notice. A penalty will be imposed for early withdrawal on all Certificates of Deposit. Fees could reduce the earnings on the account. **The interest rate and annual percentage yield may change after account opening. ¹ Daily Balance – the amount of the principal in the account each day.  For complete account guidelines, view Disclosures.